Аннотация: In the article the essence of the main methods of assessing the creditworthiness of potential borrowers in the Russian credit market is considered. In addition, their distinctive features, advantages and disadvantages are described. On the example of one of the Russian banks, the method of assessing creditworthiness by the principle of underwriting is analyzed in detail.
Ключевые слова: assessment of the creditworthiness of the borrower, valuation techniques, underwriting, scoring, lending, credit risk.
Статья в сборнике научных трудов по материалам конференции (форума) «I International Conference on Advances in Science and Technology»